Dealing with an Insurance Company After an Auto Accident

Missouri firm assists vehicle collision victims

The attorneys of Williams, Robinson, Rigler & Buschjost, P.C. help Missourians injured in car crashes even the odds against powerful insurance companies. We handle each aspect of the claims process and use our reputation as trial litigators to compel carriers to provide the funds claimants deserve.

How an insurance claim works

Filing an insurance claim might seem like a burden when you’re already dealing with the physical and emotional trauma stemming from an auto accident, but with the right guidance, you can assert your legal rights and avoid some common pitfalls that occur when victims act on their own. Missouri is a fault jurisdiction for vehicle injury claims, which means that you can take direct action against the driver who caused the collision or their insurance company. If a dispute exists over who is at fault, we will investigate the facts thoroughly and can bring in accident reconstruction specialists and other experts if necessary. Even if you are partially liable for the crash, you can still win an award at trial, though the amount would be reduced by the percentage of fault assigned to you.

How do you get compensated for damage?

Our firm can file a prompt claim with the carrier of the driver who caused the crash, or with your carrier if that driver was uninsured. A Missouri motorist is required to carry minimum amounts of bodily injury and property damage liability coverage. If the insurance company denies the full amount of your claim, we will advocate for the money you are owed by demonstrating the evidence that would weigh in your favor at trial.

What happens if you have been injured in a Missouri car accident?

Once you’ve been hurt in a Missouri car accident, you should call for emergency assistance. From there, you might bolster your potential claim by taking down witness information and getting photos from the scene. From there, you should make an appointment with a doctor and qualified personal injury attorney. Should you personally reach out to the at-fault driver’s insurance company, they might try to take advantage of you and offer less compensation than you deserve.

Calculating the true cost of an accident claim

As we work to negotiate a favorable settlement with the at-fault driver’s insurance carrier, we will take into account various types of damages that should be compensated by the relevant policy, such as:

  • Current and future medical bills
  • Income lost because of inability to work due to accident injuries
  • Pain and suffering
  • Emotional trauma
  • Long-term care costs
  • Rehabilitation expenses
  • Home modifications
  • Damage to your vehicle and other property

With decades of experience litigating auto accident cases in Missouri, our lawyers can accurately assess what type of damages would be awarded given the facts in your case and use that knowledge to form the basis of your settlement demand.

Should you accept an insurance company settlement offer?

Auto insurance companies battle to minimize payouts for worthy accident victims. This is why it is so important to have a proven Rolla personal injury attorney fighting for you. We negotiate with adjusters and claims departments to secure the money you need to cover medical bills, lost income and the other types of harm you’ve endured. Our attorneys won’t let you be bullied into a weak settlement by delaying tactics and other methods insurers use to avoid their legal responsibility. Though most cases are resolved outside of court, we are always prepared to file a lawsuit if that gives you the best chance at maximum compensation.

Contact an effective Missouri lawyer to discuss your auto accident claim

Williams, Robinson, Rigler & Buschjost, P.C. in Rolla represents victims of car crashes in negotiations with insurance companies, as well as in litigation. Please call 573-458-9481 or contact us online to make an appointment for a consultation.